Life Insurance

What’s most important to you? Is it your home, your car, your business, or your life? We bet you would say your life. We believe that Life insurance is the one insurance product overlooked by most customers. You don’t think anything can happen to you or if something happens, it won’t affect anyone but you, but this is not the case. In the event, something happens to you, your family can be held responsible to pay the costs you accrued over your lifetime. A life insurance policy can provide you with the assurance that your loved ones will be taken care if something were to happen to you or a member of your family. Let our staff help you choose the policy that’s right for you.

Have you checked to see if you have enough Life Insurance?

• Eliminate Debt
• Making mortgage or rent payments
• Providing an income to your heirs
• Transferring an inheritance to your heirs
• Paying estate/inheritance taxes and costs

With our permanent life plans, partial surrenders and/or loans may be available to meet unforeseen income needs, to supplement college tuition, to make needy repairs on your home, or for whatever the need may be.

The two primary types of life insurance policies that we provide are Temporary Term Life and Permanent Life Insurance.

Temporary Term Life

Temporary Term life insurance is the simplest form of life insurance and it provides death protection for a specific time period, initially at a lower cost, and it protects your insurability. It was created to provide temporary life insurance protection for those who have a short term need for coverage, but have a limited budget to meet the need.

Temporary Term Life Insurance provides:

• Maximum protection for a low premium
• Level premiums for specified periods of time
• May be convertible to permanent insurance in your needs change, call us for more details

Permanent Life

The Eddie Henry Insurance Agency, Inc. offers a two types of permanent life insurance policies, Guaranteed Whole Life and Flexible Universal Life.

With Guaranteed Whole Life insurance, premiums are fixed and will stay the same over the life of the policy, guaranteed cash value accumulation, as well as the potential for excess interest credits depending on the policy.

With Flexible Universal Life insurance, premiums payments are flexible, cash value grows at an interest rate set by the issuing company, and premium payments and death benefits based upon your policy’s minimums and maximums. It also allows you to provide lasting death benefits to your dependents while earning a cash value.

The Eddie Henry Insurance Agency, Inc. wants you to be ready for the unexpected events that happen in life. A life insurance policy can protect your family if something were to happen. Contact us to learn more about the different Life Insurance policies and let us help you make the best decision for you and your family.